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It is a sad fact of life, that some people find that they cannot cope with their own personal and family-related worries. With the added everyday pressures of modern times, they often take their own lives. We as a company recognise this tragic fact and, whereas many other Insurance companies will not make payouts in suicide cases, we will cover nominees for such an eventuality, 12 months after the start of the plan. If the suicide was within 12 months, whilst we wouldn’t make a payout, we would, however refund the costs of the payments which had been made during this first 12 months.

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